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Step 1: Obtaining your bacon

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Step 2: Finding your bacon.

This is where we come in! Once a price has been established, it’s time to get to work. The more specific you are in your needs, the more focused our search for you will be.

Step 3: Writing the Sales Agreement – “of bacon”

Once you have identified a property you want to purchase, our next step will be to make a formal written offer to the seller. The offer will outline, among other things: a price, type of loan you will be obtaining, identifying inspections you will perform, a closing date, and how much Earnest Money you will be depositing.

Step 4: Escrow your bacon

The title company (“Escrow”) is a neutral third party in your transaction and will only accept mutually agreed upon written instructions. The title company will research the title of the home you are buying, making sure there are no liens or judgments against the home or seller.

Step 5: Disclosures & Bacon

In most cases, the seller will provide the buyer with Disclosures. There are several types of disclosures including Property Disclosures, Lead-Based Paint Disclosure, and Siding Disclosures. The intention of this information is to inform the buyer of any deficiencies that the seller knows about. While the disclosures are important, they don’t replace inspections.

Step 6: Inspector Underwear

 Inspections are an excellent way to get to know the house, what maintenance has been completed properly and what repairs you might need to make in the future. Inspectors will look at everything from the roof to the basement/foundation, check for dry rot and pest infestation, test the appliances, run the furnace, evaluate the plumbing, electrical, and other aspects of the property.

Step 7: Negotiate the Bacon

 After inspections are complete, the buyer has the opportunity to ask the seller to address some of the deficiencies that were discovered. There are two ways to address deficiencies — credit or repair. The credit to the buyer from the seller can come in the form of a credit towards the buyer’s closings costs/prepaids or as a reduction to the sales price. Since this step is a negotiation, every situation is a little different, and we will always represent your needs.

Step 8: Appraising the Bacon

After negotiations and if you agree to move forward with the purchase, we will let your mortgage lender know to order the appraisal. An appraisal is a mini-inspection so to speak, on the lender’s behalf. The lender wants to make sure the home is in its represented condition and in-line with comparable home sales in order to reduce their risk to lend you the money to buy the property.

Step 9: Insurance & Bacon

Once you are confident you are going to go through with your home purchase, you may need to choose homeowner’s insurance and get your utilities set up. We can provide you with utility companies so you can transfer accounts on the closing date.

Step 10: Closing Bacon

‘Closing’ is the term used when the deed has transferred from the seller’s name into yours. There are 3 steps to closing:  signing, funding, & recording. We will talk you through all of these important steps in person as we start the buying process.

Step 11: Possess the Bacon

Possession is the time we have agreed upon in the sales agreement contract for you to receive your keys, from us truly. It’s an exciting time, celebrate!

We are ready whenever you are. Please contact us, and we look forward to hearing from you!